Price check on aisle 5

[motoring]

Go to bed tonight then see if any changes on discounts tomorrow (September).
https://www.bmwmotorcycles.com/en/offers/limited-time-offers/heritage-q2-offers.html

 

[Dude_and_a_bike]

Go to bed tonight then see if any changes on discounts tomorrow (September).
https://www.bmwmotorcycles.com/en/offers/limited-time-offers/heritage-q2-offers.html

That’s the plan here for me. I was working with a dealer today and yesterday and we couldn’t get a deal done. Bummed but hopefully it will work out for the best!

 

[Dude_and_a_bike]

That’s the plan here for me. I was working with a dealer today and yesterday and we couldn’t get a deal done. Bummed but hopefully it will work out for the best!

So. The financing offer is out for 9/1 through 12/31. The .9% is gone, but…

2022 R 18 B & R 18 Transcontinental with 1.9% APR Financing + 3 months payments on BMW + $3,000 customer cash

The customer cash is up $1K and now includes 3 months of payments up to $1k (or $333 a month)

For simplicity I did $14,000 loan at 1.9% vs $15,000 at .9% and see

At .9% of $15,000

Monthly	$255.76​
Total of 60 Payments	$15,345.65​
Total Interest	$345.65​

Vs 1.9% of $14,000

Monthly	$244.78​
Total of 60 Payments	$14,686.60​
Total Interest	$686.60​

Or $341 in more interest.

I guess we could debate if the $1k more off MSRP at time of purchase and them paying three months of payments up to $1k is better. One dealer called and told me you can also delay the start of your payments on a loan for 90 days.

Unless I’m off; it seems you could take that $2,000 and so long as you get a better than 1.80% return you come out ahead.

 

[Gr8adv]

So. The financing offer is out for 9/1 through 12/31. The .9% is gone, but…

2022 R 18 B & R 18 Transcontinental with 1.9% APR Financing + 3 months payments on BMW + $3,000 customer cash

The customer cash is up $1K and now includes 3 months of payments up to $1k (or $333 a month)

For simplicity I did $14,000 loan at 1.9% vs $15,000 at .9% and see

At .9% of $15,000

Monthly	$255.76​
Total of 60 Payments	$15,345.65​
Total Interest	$345.65​

Vs 1.9% of $14,000

Monthly	$244.78​
Total of 60 Payments	$14,686.60​
Total Interest	$686.60​

Or $341 in more interest.

I guess we could debate if the $1k more off MSRP at time of purchase and them paying three months of payments up to $1k is better. One dealer called and told me you can also delay the start of your payments on a loan for 90 days.

Unless I’m off; it seems you could take that $2,000 and so long as you get a better than 1.80% return you come out ahead.

The more things change the more they will remain the same. Except the deals…they will only get better through December as dealers in most of the country will sit on old and, soon to be here, new stock til the spring.

Edit. I believe that for someone considering a bike like this, $1000 either way now will have zero consequence on one’s life in a year. So it’s not worth burning a lot of brain space other than the enjoyment of the game.

 

[motoring]

So. The financing offer is out for 9/1 through 12/31. The .9% is gone, but…

2022 R 18 B & R 18 Transcontinental with 1.9% APR Financing + 3 months payments on BMW + $3,000 customer cash

The customer cash is up $1K and now includes 3 months of payments up to $1k (or $333 a month)

For simplicity I did $14,000 loan at 1.9% vs $15,000 at .9% and see

At .9% of $15,000

Monthly	$255.76​
Total of 60 Payments	$15,345.65​
Total Interest	$345.65​

Vs 1.9% of $14,000

Monthly	$244.78​
Total of 60 Payments	$14,686.60​
Total Interest	$686.60​

Or $341 in more interest.

I guess we could debate if the $1k more off MSRP at time of purchase and them paying three months of payments up to $1k is better. One dealer called and told me you can also delay the start of your payments on a loan for 90 days.

Unless I’m off; it seems you could take that $2,000 and so long as you get a better than 1.80% return you come out ahead.

As stated already might not make a big difference when all said and done. On my deal, the loan term is less then 60 months in order to max out what bmw pays. Thinking the idea is to get the note term monthly payment to as close as $333 a month. BMW will pay up to that per month but NOT over and above what your month payment is (based one length of loan).